101 Money Saving Tips

People are always trying to save money, especially with today’s economy. No matter what your reason for saving, through this blog, you will discover ways never considered.

The price of everything has gone up, requiring people to be more conscientious about money. The problem is that by the time the mortgage, car, utilities, and credit cards are paid, there is little money to put aside. Saving money is not that hard, just a matter of learning all the different options and being creative.

In addition to the obvious of putting money into a retirement fund or savings account, there are hundreds of ways to save money. Although some ways of saving may not seem like much, once you add them up at the end of the year, you will see how substantial the savings really are. Keep in mind that saving is more than a single lump sum of money put aside. Saving is something found in your everyday life by the way you live and the choices you make.

Rome was not built in a day and neither will your bank account be. Each penny saved is one more penny than before. If you have the ability to save big, that is great. However, most people are not in that position, which is why this e-book will show you how little savings can add up quickly.

Be encouraged that it is never too late to start saving, regardless of your age. Set your mind that now is the time to start building your future.

1. Thrift / Surplus Stores
Unfortunately, thrift and surplus stores have been given a bad rap. Many of these stores are filled with hundreds of top quality items. Name brand merchandise is easy to find but just like clearance racks, it takes some time to find. Find a thrift or surplus store close to where you live and then plan spending some time to find those outstanding bargains. One woman in Kansas City, Missouri located such a store about 20 minutes from her home. After shopping through every isle over the period of two hours, she walked out of the store with eight huge garbage bags filled to the brim with designer clothes for her and her children, many with the original tags still attached. She even found a couple of Liz Claiborne suits for herself at $5.99 each and a Dooney & Burke purse normally valued at $225 for $19.95. Her children had an entire season of school clothes and best of all, she paid less than $200.
2. Clearance
Always head straight for the clearance rack where you can find amazing bargains. Sometimes you may have to dig a little to find the right item but the savings will be well-worth your time. Most clearance racks offer variety, current trends, and great value. For example, Bed, Bath & Beyond has a clearance section where you can find all kinds of wonderful household items for a fraction of the original cost.
3. Holiday Gift Giving
This tip is especially helpful for large families. Although it is fun buying for and receiving from everyone, it can be very expensive. Make an agreement with your family that you will continue to buy for the children but that the adults will go with a name exchange. This way the children are not disappointed and you can spend a little more on one or two people rather than spreading your money thin. For the members that you did not pick to exchange with, bake a loaf of their favorite homemade bread or cookies.
4. Wrapping Paper and Bows
Create your own wrapping paper, which is not only unique, but also fun. Use plain brown grocery bags and craft-like paints to make your design. After wrapping the gift, let your creative juices flow. For example, using black and yellow craft paint, create a miniature road. Then dipping toy truck tires into red paint roll them along the paper making tire tracks. You can then draw free hand a stop sign, yield sign, or stop light. Next, using a hot glue gun, glue a couple of the miniature trucks to the paper. This is perfect for a young boy. He will be just as thrilled with the wrapping as the actual gift. For a girl, you can simply create miniature bows from existing fabric or lace and glue them on brown paper then free hand draw colorful flowers. Just use your creativity and look around for items you already have on hand to use.
5. Reuse
When you shop, look for items that can be reused. Rechargeable batteries are a perfect example. Even though the initial purchase may be more than non-rechargeable batteries, there is a definite savings over a long period. Another option would be to purchase a nice artificial Christmas tree. Many of the current artificial trees look amazingly real and with the right lights and ornaments, you can change the look from year to year.

Lenovo A7000 – Release Date and Specification


  • – Released 2015, April>
  • – 1.5 GHz MT6752m Octa-Core Processor
  • – 2GB RAM
  • – 8 MP Rear Camera With LED Flash
  • – 5MP Front Camera
  • – 4G
  • – 140g, 8mm thickness
  • – Android OS, v5.0
  • – 8GB storage, microSD card slot
  • – WiFi
  • – 5.5 Inch HD IPS Touchscreen Display
  • – Dual Micro SIM
  • – Bluetooth
  • – FM Radio
  • – 2900 MAh Battery.

Lenovo A7000 Specifications

Collapse All Sections


Dimensions 152.6×76.2×7.9 mm
Weight 140 g
Form Factor bar
Colors Onyx Black, Pearl White


Size 1280×720 pixels
Type color : TFT
Colors 16000000 colors
Secondary Display no

Camera / Imaging / Video

Camera Yes 8.1 MP
Resolution 3264×2448 pixels
Zoom yes
Flash yes
Secondary Camera yes

Secondary Camera

Flash no


Bluetooth Yes
Irda No
Wlan/Wi-fi Yes
USB yes
GPS yes


3G Yes
Internet Browsing Yes , Android Webkit


Technology / Frequency Bands GSM : 850/900/1800/1900 MHz LTE : 2300 MHz


Type Li – Po
Capacity 2900 mAh
Standby 264 hours
Talktime 2340 mins


Audio Playback Yes
Video Playback Yes
Ringtones MP3 and Polyphonic
FM Radio Yes
3.5mm Headphone Jack yes


Inbuilt 8 GB
Memory Slot Yes microSD/TransFlash


Email Yes


Operating System Android 5.0

30+ Best Employee Motivation Quotes

We have compiled a list of some of the best quotes for employees.  Keep you motivated and inspire you to keep working towards your career goals.

employee motivational quotes

Check out these motivational and inspirational quotes!

1. “Whether you think you can or whether you think you can’t, you’re right!” ― Henry Ford
2. “To succeed… You need to find something to hold on to, something to motivate you, something to inspire you.” ― Tony Dorsett
3. “To succeed in business, to reach the top, an individual must know all it is possible to know about that business.” ― J. Paul Getty
4. “One important key to success is self-confidence. An important key to self-confidence is preparation.” ― Arthur Ashe
5. “I’m a great believer in luck, and I find the harder I work, the more I have of it.” – Thomas Jefferson
6. “Review your goals twice every day in order to be focused on achieving them.” – Les Brown
7. “All success is, really, is having a predetermined plan and carrying it out successfully over a long period of time.” – Harvey MacKay
8. “Only undertake what you can do in an excellent fashion. There are no prizes for average performance.” – Brian Tracy
9. “Commitment leads to action. Action brings your dream closer.” – Marcia Wieder
10. “I can’t do it” never yet accomplished anything; “I will try” has performed wonders.” – George P. Burnham
11. “An obstacle may be either a stepping stone or a stumbling block.” – Unknown
12. “Whenever you are asked if you can do a job, tell ‘em, ‘Certainly I can!’ Then get busy and find out how to do it.” – Theodore Roosevelt
13. “The future belongs to those who believe in the beauty of their dreams.” – Eleanor Roosevelt
14. “You must remain focused on your journey to greatness.” – Les Brown
15. “Every experience in your life is being orchestrated to teach you something you need to know to move forward.” – Brian Tracy
16. “The results you achieve will be in direct proportion to the effort you apply.” – Dennis Waitley
17. “If you fail to plan, then you plan to fail.” – Harvey MacKay
18. “Every new day is another chance to change your life.” – Unknown
19. “Don’t be afraid to go out on a limb. That’s where the fruit is.” – H. Jackson Browne
20. “Brand is how others see you, culture is how you see yourself.” ― Curt Coffman
21. “From reserved parking places to separate bathrooms, the last things managers need are extravagant status symbols that tell them that they are better than the people who work for them.”― Dean M. Schroeder
22. “Talent, just like gold or any other precious commodity is subject to the same demand & supply economics” ― Gyan Nagpal
23. The employed are punished by having to do what they do not love. The self-employed are punished by the opposite.” ― Mokokoma Mokhonoana
24. “Encouraging employees to interact directly with the environment is just an interesting exercise until you debrief their experiences and encourage reflection.” ― Julie Winkle Giulioni
25. She never says gracias because life is made of survival not grace, she says, and servants are paid to bring what they’re asked.” ― Barbara Kingsolver
26. “Your employees’ ability to take satisfying and productive steps towards career goals is directly proportionate to their self-awareness.” ― Julie Winkle Giulioni
27. “Most employees are smarter than their employers. All employers are braver than their employees.” ― Mokokoma Mokhonoana
28. “Imagine going to work every day to do only and exactly what you love!! All the work gets done because of the abundant diversity of your team. Different skills, interests and talents are woven together into a whole that is much greater than the sum of the parts!” ― Denise Moreland
29. “Remember, before they promoted to the chair of CEO, they were the best employees of their companies.” ― Amit Kalantri
30. “My men are my money.” ― Amit Kalantri
31. “12% of employees eat because they are hungry. 88% of employees eat because it is 1 o’clock.” ― Mokokoma Mokhonoana
32. “Somebody once said that in looking for people to hire, you look for three qualities: integrity, intelligence, and energy. And if you don’t have the first, the other two will kill you. You think about it; it’s true. If you hire somebody without [integrity], you really want them to be dumb and lazy.” ― Warren Buffett
33. “Actually, [Wax] said, we came here because we needed someplace safe to think for a few hours.”
Ranette: “Your mansion isn’t safe?”
Wax: “My butler failed to poison me, then tried to shoot me, then set off an explosive in my study”
Ranette: “Huh…. You need to screen these people better, Wax.” ― Brandon Sanderson
34. ” The role of the CEO is to enable people to excel, help them discover their own wisdom, engage themselves entirely in their work, and accept responsibility for making change. (164)”― Vineet Nayar

Top 100 Inspirational Quotes

We have decided to feature some of inspirational life quotes to motivate you. Quotes are those little reminders that we all need now and then and some are powerful enough to inspire us for the whole week. Here is the best collection of Inspirational quotes that are loved and highly shared.

So after choosing the best motivational and inspirational quotes from the hundreds that I had, I managed to come up with the Top 100.

1. If you hear a voice within you say “you cannot paint,” then by all means paint and that voice will be silenced. –Vincent Van Gogh
2. Whether you think you can or you think you can’t, you’re right. –Henry Ford
3. Ask and it will be given to you; search, and you will find; knock and the door will be opened for you. –Jesus
4. How wonderful it is that nobody need wait a single moment before starting to improve the world. –Anne Frank
5. Go confidently in the direction of your dreams.  Live the life you have imagined. –Henry David Thoreau
6. You miss 100% of the shots you don’t take. –Wayne Gretzky
7. I’ve missed more than 9000 shots in my career. I’ve lost almost 300 games. 26 times I’ve been trusted to take the game winning shot and missed. I’ve failed over and over and over again in my life. And that is why I succeed. –Michael Jordan
8. We become what we think about. –Earl Nightingale
9. Every strike brings me closer to the next home run. –Babe Ruth
10. Definiteness of purpose is the starting point of all achievement. –W. Clement Stone
11. Life isn’t about getting and having, it’s about giving and being. –Kevin Kruse
12. Life is what happens to you while you’re busy making other plans. –John Lennon
13. Teach thy tongue to say, “I do not know,” and thous shalt progress. –Maimonides
14. Start where you are. Use what you have.  Do what you can. –Arthur Ashe
15. When I was 5 years old, my mother always told me that happiness was the key to life.  When I went to school, they asked me what I wanted to be when I grew up.  I wrote down ‘happy’.  They told me I didn’t understand the assignment, and I told them they didn’t understand life. –John Lennon
16. Fall seven times and stand up eight. –Japanese Proverb
17. When one door of happiness closes, another opens, but often we look so long at the closed door that we do not see the one that has been opened for us. –Helen Keller
18. The best time to plant a tree was 20 years ago. The second best time is now. –Chinese Proverb
19. Whatever the mind of man can conceive and believe, it can achieve. –Napoleon Hill
20. I attribute my success to this: I never gave or took any excuse. –Florence Nightingale
21. Your time is limited, so don’t waste it living someone else’s life. –Steve Jobs
22. Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do, so throw off the bowlines, sail away from safe harbor, catch the trade winds in your sails.  Explore, Dream, Discover. –Mark Twain
23. I am not a product of my circumstances. I am a product of my decisions. –Stephen Covey
24. Every child is an artist.  The problem is how to remain an artist once he grows up. –Pablo Picasso
25. The best revenge is massive success. –Frank Sinatra
26. I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel. –Maya Angelou
27. Life is about making an impact, not making an income. –Kevin Kruse
28. There is only one way to avoid criticism: do nothing, say nothing, and be nothing. –Aristotle
29. The two most important days in your life are the day you are born and the day you find out why. –Mark Twain
30. Whatever you can do, or dream you can, begin it.  Boldness has genius, power and magic in it. –Johann Wolfgang von Goethe
31. You can never cross the ocean until you have the courage to lose sight of the shore. –Christopher Columbus
32. People often say that motivation doesn’t last. Well, neither does bathing.  That’s why we recommend it daily. –Zig Ziglar
33. Life shrinks or expands in proportion to one’s courage. –Anais Nin
34.  Either you run the day, or the day runs you. –Jim Rohn
35. An unexamined life is not worth living. –Socrates
36. Strive not to be a success, but rather to be of value. –Albert Einstein
37. Two roads diverged in a wood, and I—I took the one less traveled by, And that has made all the difference.  –Robert Frost
38. Eighty percent of success is showing up. –Woody Allen
39. When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say, I used everything you gave me. –Erma Bombeck
40. Few things can help an individual more than to place responsibility on him, and to let him know that you trust him.  –Booker T. Washington
41. Certain things catch your eye, but pursue only those that capture the heart. – Ancient Indian Proverb
42. Winning isn’t everything, but wanting to win is. –Vince Lombardi
43. Everything you’ve ever wanted is on the other side of fear. –George Addair
44. We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light. –Plato
45. The most difficult thing is the decision to act, the rest is merely tenacity. –Amelia Earhart
46. Believe you can and you’re halfway there. –Theodore Roosevelt
47. Life is 10% what happens to me and 90% of how I react to it. –Charles Swindoll
48. The most common way people give up their power is by thinking they don’t have any. –Alice Walker
49. The mind is everything. What you think you become.  –Buddha
50. Everything has beauty, but not everyone can see. –Confucius
51. The only person you are destined to become is the person you decide to be. –Ralph Waldo Emerson
52. When I let go of what I am, I become what I might be. –Lao Tzu
53. Life is not measured by the number of breaths we take, but by the moments that take our breath away. –Maya Angelou
54. Happiness is not something readymade.  It comes from your own actions. –Dalai Lama
55. If you’re offered a seat on a rocket ship, don’t ask what seat! Just get on. –Sheryl Sandberg
56. First, have a definite, clear practical ideal; a goal, an objective. Second, have the necessary means to achieve your ends; wisdom, money, materials, and methods. Third, adjust all your means to that end. –Aristotle
57. If the wind will not serve, take to the oars. –Latin Proverb
58. You can’t fall if you don’t climb.  But there’s no joy in living your whole life on the ground. –Unknown
59. We must believe that we are gifted for something, and that this thing, at whatever cost, must be attained. –Marie Curie
60. Too many of us are not living our dreams because we are living our fears. –Les Brown
61. Challenges are what make life interesting and overcoming them is what makes life meaningful. –Joshua J. Marine
62. If you want to lift yourself up, lift up someone else. –Booker T. Washington
63. I have been impressed with the urgency of doing. Knowing is not enough; we must apply. Being willing is not enough; we must do. –Leonardo da Vinci
64. Limitations live only in our minds.  But if we use our imaginations, our possibilities become limitless. –Jamie Paolinetti
65. You take your life in your own hands, and what happens? A terrible thing, no one to blame. –Erica Jong
66. What’s money? A man is a success if he gets up in the morning and goes to bed at night and in between does what he wants to do. –Bob Dylan
67. It does not matter how slowly you go as long as you do not stop. –Confucius
68. In order to succeed, your desire for success should be greater than your fear of failure. –Bill Cosby
69. A person who never made a mistake never tried anything new. – Albert Einstein
70. You may be disappointed if you fail, but you are doomed if you don’t try. –Beverly Sills
71. Remember no one can make you feel inferior without your consent. –Eleanor Roosevelt
72. Life is what we make it, always has been, always will be. –Grandma Moses
73. The question isn’t who is going to let me; it’s who is going to stop me. –Ayn Rand
74. I would rather die of passion than of boredom. –Vincent van Gogh
75. Change your thoughts and you change your world. –Norman Vincent Peale
76. It is not what you do for your children, but what you have taught them to do for themselves, that will make them successful human beings.  –Ann Landers
77. If you want your children to turn out well, spend twice as much time with them, and half as much money. –Abigail Van Buren
78. Build your own dreams, or someone else will hire you to build theirs. –Farrah Gray
79. The battles that count aren’t the ones for gold medals. The struggles within yourself–the invisible battles inside all of us–that’s where it’s at. –Jesse Owens
80. Education costs money.  But then so does ignorance. –Sir Claus Moser
81. I have learned over the years that when one’s mind is made up, this diminishes fear. –Rosa Parks
82. I didn’t fail the test. I just found 100 ways to do it wrong. –Benjamin Franklin
83. If you look at what you have in life, you’ll always have more. If you look at what you don’t have in life, you’ll never have enough. –Oprah Winfrey
84. Remember that not getting what you want is sometimes a wonderful stroke of luck. –Dalai Lama
85. You can’t use up creativity.  The more you use, the more you have. –Maya Angelou
86. If you can dream it, you can achieve it. –Zig Ziglar
87. Our lives begin to end the day we become silent about things that matter. –Martin Luther King Jr.
88. Do what you can, where you are, with what you have. –Teddy Roosevelt
89. If you do what you’ve always done, you’ll get what you’ve always gotten. –Tony Robbins
90. Dreaming, after all, is a form of planning. –Gloria Steinem
91. It’s your place in the world; it’s your life. Go on and do all you can with it, and make it the life you want to live. –Mae Jemison
92. The person who says it cannot be done should not interrupt the person who is doing it. –Chinese Proverb
93. There are no traffic jams along the extra mile. –Roger Staubach
94. It is never too late to be what you might have been. –George Eliot
95. You become what you believe. –Oprah Winfrey
96. When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. –Henry Ford
97. It’s not the years in your life that count. It’s the life in your years. –Abraham Lincoln
98. A truly rich man is one whose children run into his arms when his hands are empty. –Unknown
99. Either write something worth reading or do something worth writing. –Benjamin Franklin
100. Nothing is impossible, the word itself says, “I’m possible!” –Audrey Hepburn
101. The only way to do great work is to love what you do. –Steve Jobs
102. Dream big and dare to fail. –Norman Vaughan